Description

A Mortgage Originator is responsible for providing quality and exceptional member service by developing and originating residential mortgage business at Reliant to achieve defined mortgage production goals. The Mortgage Originator possesses thorough knowledge of mortgage lending programs, policies, procedures, and regulatory requirements, complying with all federal and state compliance policies and adhering to Home Mortgage Disclosure Act (HDMA) guidelines.

Understands and follows expectations of Reliant’s culture.  Leads by example in the consistent demonstration of accountability, respect, and teamwork.  Provides quality service and strives to exceed service expectations. Acts in professional, friendly manner at all times. Completes work timely and accurately.

Requirements

1. Achieves defined mortgage production goals and meets standard for the department.
2. Participates in the daily origination of residential mortgages including but not limited to discussions and interviews to evaluate needs, explain mortgage programs, match needs to credit union products, assist with residential mortgage application process. Demonstrate sound judgment in comparing and recommending alternative options.
3. Ensures the accuracy, completeness, and timely origination of residential mortgage requests and related documentation.
4. Prospect, develops and maintains active, ongoing referral relationships with realtors, attorneys, branch staff and other key constituent groups to develop and source business.
5. Maintains accurate records and conducts regular follow-up and follow through on all prospective borrowers.
6. Ensures compliance with regulatory agency and credit union guidelines.
7. Maintain Mortgage industry knowledge and trends in order to remain relevant and competitive in the markets we serve.
8. Actively participates, identifies, and communicates opportunities for involvement in community events, to increase visibility and enhance new mortgage business opportunities.